function jsprint() {
var s = '';
s += 'Debt collectors calling?
With the exception of certain attorneys acting on behalf of their clients, a person who directly or indirectly engages in debt collection, including a person who sells or offers to sell forms represented to be a collection system, device, or scheme intended to be used to collect consumer debts.
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s += 'Debt Collector ..A Big Pain!
Debt collector can be one of life\' s most stressful experiences. Their tactics include harassing calls, threats, and use of obscene language. A collector may embarrass you by contacting your employer, family or neighbors. They may even hound to pay a debt that is not rightfully yours. There are limits on how far a debt collector can go.
The Federal Fair Debt Collection Practices Act (FDCPA) sets the national standard for collection agencies. The FDCPA, enforced by the Federal Trade Commission (FTC), prohibits abusive collection tactics that harass you or invade your privacy. (15 USC §§1692-1695) The full text of the FDCPA is found at Federal Fair Debt Collection Practices Act [READ MORE] [COMMENT]
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s += 'Up To Your Ears In Debt
Are you having trouble paying your bills? Receiving notices from creditors? Are your accounts being turned over to debt collectors and are you worried about losing your home or your car?
Many people face a financial crisis right Now! This situation maybe caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. Your financial situation doesnt have to go from bad to worse.
If you know your in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option.
[READ MORE] [COMMENT]
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s += 'Some Debt Is OK...Really?
Your education and maybe your experience has brought you to think that some debt is ok to have. Borrow for a home or college is an investment in your future and your life is ok ..right? It is obvious that what makes these debts turn bad is when you borrow more than you can afford. The traditional or old school saying is to pay cash and avoid debt. But that worked years and years ago when you got to keep more of what you earned and even when cash was not a debt note with up to 30% interest! The philosophy was not that those who died with the most toys are the winner. Those generations were more educated and conservative about your financial decisions. [READ MORE] [COMMENT]
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s += 'Signs Of Recovery From Massive Debt?
There are signs of the economy turning around from massive debt, the job market has yet to recover, or even show signs of stabilizing. That\' s what we are told in spite of our national debt at record heights. But how can that be. Signs of a recovery? Where? Only in the mouths/minds of the National media. Home foreclosures credit card debt is driving folks to file bankruptcy, seek settlement options, or just ignore the debt. Do you know the consequences of and of these debt relief programs being offered.
[READ MORE] [COMMENT]
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s += 'What are you waiting for? Debt,debt debt is part of our lives and we need to deal with them now!
We can show you the way out of secured and unsecured debt. We are not going to pressure you into making a decision about one of our several debt solutions. We tell you the up side and down side to each program. The goal is to educate/inform you and whether you move forward with us or not the information with expedite your ultimate decision.[READ MORE] [COMMENT]
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s += 'Bankruptcy is for life.
Loan applications and many job applications ask if you have ever filed for bankruptcy. Ever. If you lie to get a loan because your bankruptcy is very old, technically you have committed criminal fraud.
While the aspect of having your overwhelming and staggering pile of debt turn into a "done deal" is extremely attractive, the reality is that it is rarely as simple as that, especially in light of the recently changed bankruptcy laws. For example, did you know that in bankruptcy:
* You may not even be able to file. No longer is this done on a whim. The courts will examine your financial situation and your income, and needs to approve your bankruptcy before you can file. There is no guarantee that you will be granted this approval.[READ MORE] [COMMENT]
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s += 'We are about to face a sustained period of rising interest rate...What are you talking about?
Interest Rates Have Nowhere to Go but Up
On Sunday April 11, 2010, 1:00 pm EDT
New York Times
Even as prospects for the American economy brighten, consumers are about to face a new financial burden: a sustained period of rising interest rates.
[READ MORE] [COMMENT]
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s += 'Consumer Credit: OUCH!
So much for the "expected" -500 million print:
Consumer credit decreased at an annual rate of 5-1/2 percent in February 2010. Revolving credit decreased at an annual rate of 13 percent, and nonrevolving credit decreased at an annual rate of 1-1/2 percent.
[READ MORE] [COMMENT]
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s += '"Credit scores can drop after getting loan help"
If you are lucky enough to enroll in the Obama administration\' s $75 billion "Making Home Affordable" program, borrowers enter a trial period in which they make at least three payments. Some are finding out that their credit score takes a dive during this trial phase. It happens once their mortgage company notifies the three big credit bureaus -- Experian, Equifax and TransUnion.
For borrowers who are making their payments on time but are on the verge of default, the Obama administration\' s loan modification program can reduce their credit score as much as 100 points. That makes it harder to get a loan and can present a problem when applying for a new job. Is that what they call help or being lucky?
For delinquent borrowers, the damage was done when they fell behind on their loans. But for homeowners who are having financial troubles but managing to pay their bills, a request for a loan modification is the first sign of difficulty. And that means a sharp drop in the borrower\' s credit score.
AP Article: "Credit scores can drop after getting loan help"
This is a topic of conversation that the media is not telling us the truth but rather dividing us. They paint Americans who purchased a home in the last 10 years as either financially responsible or fools that bought property that they know full well they could not afford. Well now we know better or should know better!
It is time to takes a hard nose, take no prisoners attitude when dealing with predatory lenders. The new proposed mortgage bailout plan to assist Americans facing hard times will not help very many as is presented in the article above. Most borrowers sign their closing documents very reluctantly knowing that something is wrong, but not knowing what to do about it.
I have several documents exposing exactly what did happen at the Closing Table. I thought I knew generally what did happen. Gut boy was I surprised! If you what these files request them via email and I will forward them to you.
We are told that the USA is still governed by the rule of law. If you believe that, it is time to fight back and use the resources here and else where. Put your fears way and do fight back. If you dont the banks will only keep on increasing the heat until the pot boils and you are cooked!
Please feel free to pass this message on to your contacts. I would appreciate that and they will certainly benefit from the information. Thank you.[READ MORE] [COMMENT]
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