function jsprint() { var s = ''; s += 'The End of Summary Judgment For Foreclosures In Florida?
The End of Summary Judgment For Foreclosures In Florida? February 15th, 2010 Ā· 1 Comment Ā· Foreclosure Every so often, the appellate courts issue opinions that dramatically change the legal landscape. BAC Funding v. US Bank is just such an opinion, because no longer will banks and lenders get a free shot at foreclosure on concocted evidence and mere possession, even of original documents. The full text of the opinion can be found here, but it should be brought to the attention of every judge in every foreclosure case across the state. This is the link to the Matt Weidner Blog for the entire article.[READ MORE] [COMMENT]

'; s += 'California Court Rules: MERS Can\' t Foreclose, Citibank Can\' t Collect
More victories in California Ā…Ā….. California Court Rules: MERS Can\' t Foreclose, Citibank Can\' t Collect "Any attempt to transfer the beneficial interest of a trust deed without ownership of the underlying note is VOID under California Law." If you read that sentence and thoughtĀ… "MERS," then you\' re already in the club. If you\' ve never heard of MERS, and have no idea what is meant by being "in the club," don\' t worry, this is a club that just about every homeowner is invited to join. In fact, you may already be a member and not even know it. [READ MORE] [COMMENT]

'; s += 'Bankruptcy is for life.
Loan applications and many job applications ask if you have ever filed for bankruptcy. Ever. If you lie to get a loan because your bankruptcy is very old, technically you have committed criminal fraud. While the aspect of having your overwhelming and staggering pile of debt turn into a "done deal" is extremely attractive, the reality is that it is rarely as simple as that, especially in light of the recently changed bankruptcy laws. For example, did you know that in bankruptcy: * You may not even be able to file. No longer is this done on a whim. The courts will examine your financial situation and your income, and needs to approve your bankruptcy before you can file. There is no guarantee that you will be granted this approval. [READ MORE] [COMMENT]

'; s += 'We are about to face a sustained period of rising interest rate...What are you talking about?
Interest Rates Have Nowhere to Go but Up
On Sunday April 11, 2010, 1:00 pm EDT
New York Times
Even as prospects for the American economy brighten, consumers are about to face a new financial burden: a sustained period of rising interest rates. [READ MORE] [COMMENT]

'; s += '"Credit scores can drop after getting loan help"
If you are lucky enough to enroll in the Obama administration\' s $75 billion "Making Home Affordable" program, borrowers enter a trial period in which they make at least three payments. Some are finding out that their credit score takes a dive during this trial phase. It happens once their mortgage company notifies the three big credit bureaus -- Experian, Equifax and TransUnion. For borrowers who are making their payments on time but are on the verge of default, the Obama administration\' s loan modification program can reduce their credit score as much as 100 points. That makes it harder to get a loan and can present a problem when applying for a new job. Is that what they call help or being lucky? For delinquent borrowers, the damage was done when they fell behind on their loans. But for homeowners who are having financial troubles but managing to pay their bills, a request for a loan modification is the first sign of difficulty. And that means a sharp drop in the borrower\' s credit score. AP Article: "Credit scores can drop after getting loan help" This is a topic of conversation that the media is not telling us the truth but rather dividing us. They paint Americans who purchased a home in the last 10 years as either financially responsible or fools that bought property that they know full well they could not afford. Well now we know better or should know better! It is time to takes a hard nose, take no prisoners attitude when dealing with predatory lenders. The new proposed mortgage bailout plan to assist Americans facing hard times will not help very many as is presented in the article above. Most borrowers sign their closing documents very reluctantly knowing that something is wrong, but not knowing what to do about it. I have several documents exposing exactly what did happen at the Closing Table. I thought I knew generally what did happen. Gut boy was I surprised! If you what these files request them via email and I will forward them to you. We are told that the USA is still governed by the rule of law. If you believe that, it is time to fight back and use the resources here and else where. Put your fears way and do fight back. If you donĀ’t the banks will only keep on increasing the heat until the pot boils and you are cooked! Please feel free to pass this message on to your contacts. I would appreciate that and they will certainly benefit from the information. Thank you.[READ MORE] [COMMENT]

'; s += 'Walking Away!
Just this morning I spoke with some one who contacted me about their Debts ..both Secured (home mortgage) and Unsecured debt (credit cards) after they had received and reviewed the services/solutions that I offer. We had a lengthy conversation. More or less this person said that ultimately, facing an impossible financial situation they just might walk away from this mountain of debt. Yes, we see the decision to walk away from debt being taken by many American families. As much as they understand (right or wrong) that they have made a moral obligation to pay their debts, it is their choice to do the immoral thing and walk away. But the point of this writing is a question... What are the COSTS of Walking Away from unbearable Financial and Moral DEBT? [READ MORE] [COMMENT]

'; s += 'Mortgage Relief...Foreclosure plague
"Foreclosure plague: 2009\' s worst-hit cities." "The good news is that all top 20 cities recorded declines in foreclosure filings in the last three months of the year. The bad news is that the foreclosure plague is spreading beyond these usual trouble spots, according to RealtyTrac\' s CEO, James Saccacio. And, nationwide, foreclosures grew 21.2% during the year. "Areas like Provo, Utah, Fayetteville, Ark., Portland, Ore., and Rockford, Ill., all posted foreclosure rates above the U.S. average in 2009," he said. "And markets like Honolulu, Minneapolis and Seattle saw foreclosure activity increase at more than twice the national pace over the past 12 months." [READ MORE] [COMMENT]

'; s += 'A Successful Plan To Get Out Of Debt.
Guernsey Island: A Lesson in Municipal Finance In the early 19th century, the little British Channel island of Guernsey faced a problem. Its sea walls were crumbling. its roads were too narrow, and it was already heavily in debt. There was little employment and people were leaving for elsewhere.[READ MORE] [COMMENT]

'; s += 'Return Life, Liberty and the Pursuit of Happiness?
This is the article referenced to belowĀ… Don\' t lecture us: Arabs tell Obama Or is it that we are all telling the ruling class worldwide Ā“What\' s he going to do for us?Ā” Return Life, Liberty and the Pursuit of Happiness? CAIRO (AFP) Ā– "Obama is just a prettier faceĀ…from an electrician in Cairo and further that Pres. ObamaĀ’s intentions may be right but that he does not expect much. I am so much happier with the change from Bush to Obama. [READ MORE] [COMMENT]

'; s += 'We are about to have a big problem! Foreclosures were bad last year? It is going to get worse.
We are being told that the Stock Marking is rebounding as a result of consumer confidence. Yea, this week, the reality is not that simply as job losses rise, growing numbers of American homeowners with once solid credit are falling behind on their mortgages, amplifying a wave of foreclosures. Read Bumpy Road Ahead For Foreclosures?
5/25/2009 NY Times - Job Losses Push Safer Mortgages to Foreclosure [READ MORE] [COMMENT]

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