HELLO STORMPAY IS NOT A SCAM. IT IS PAYING

Hey guys check out http://www.stormpayfraud.com it has alot of great info!

Part 3:

My objective in writing this letter is to bring StormPay to the attention of federal agencies that can properly investigate StormPay and determine if StormPay is committing fraud, thereby violating the cease and desist order of 2003. If this is the case, I hope that the appropriate maximum legal punishment is imposed, as the original cease and desist order was only a temporary deterrence.

Additionally, I hope to bring StormPay to the attention of the national media (who I assume will do their own research to verify my statements before reporting them). My intention is for the media to expose the questionable activities of StormPay so that StormPay does not defraud more people before the completion of a government investigation.

Although StormPay stated in January that they were under investigation by the FBI, I have not found any official statements verifying this. Since I could not verify this, I felt it important to notify various government agencies in hopes of reaching the correct agency and prompting an investigation. If StormPay is already under investigation, then I apologize for any inconvenience.

Neither StormPay nor NetIBA has monetarily injured me. I am not seeking any type of compensation. However, they did briefly deceive me. John R. McConnell, Jr. and Steven Girsky have committed fraud through the relationship between StormPay and NetIBA. I have read numerous accounts of people that have been defrauded and monetarily injured. These accounts can be read on the following forums: getpaidforum.com, talkgold.com, topix.net, no-scam.com, http://scam-warnings.com, and boycottstormpay.com. There were also complaints on http://www.forums.12dailypr... I do not know if that forum is “working” again – I am not and have never been a member of the forum or the autosurf.

Other sites with information you might find useful include http://www.stormpayfraud.com and http://www.mystormpaylawsui...

Additionally, I hope StormPay gains the attention of the international media, to prevent additional members of the international community from being defrauded, see here: http://www.dailyindia.com/s...

Please let me know if I can be of any other assistance. I have many bookmarks of sites with information. Recently I have also been taking screen shots of various parts of StormPay in case they change again, as well as some other sites. I am happy to provide anything that I can. I would prefer to keep my real name and address private if possible. Thus, I have not included them in this letter. I will gladly provide this information in cooperation with any government agency that requires it. Please email me at -- to request this information or ask any other questions.

Respectfully,
Mystery

cc: (ccs emailed individually)
• Securities Division - TN
• FBI - NC, Kevin Kendrick
• FBI - TN, Knoxville
• FBI - UT
• US Department of Justice and Attorney General
• Comptroller of the Currency, Administrator of National Banks
• Greg Gonzales, Acting Commissioner of Financial Institutions – TN
• Division of Consumer Affairs – TN
• Department Consumer & Business Services, Unlicensed Money Transfer – OR, C. Gail Smith
• Department of Justice - OR
• ABC 4 News: brent@abc4.tv
• ABC 3 WWAY: ahenning@wwaytv3.com
• Eye Witness News - TN: newsdesk@myeyewitnessnews.com
• The Leaf Chronicle: jimmysettle@theleafchronicle.com, markhicks@theleafchronicle.com, and heatherdonahoe@theleafchronicle.com
• The Charlotte Observer: tlonefight@knightridder.com
• Wall Street Journal: b.grueskin@wsj.com
• Information Week: ptravis@cmp.com
• Newswithviews.com: BAFFauthor@aol.com
• Journalnow.com: news@wsjournal.com
• Thomas F. Lennon, Inc.: tfl@tlennonfor12dailypro.com
• Help for StormPay Victims: help@stevegirsky.com

Online complaint forms that may receive this letter:
• Internet Crime Complaint Center: http://www.ic3.gov/complaint/
• Federal Trade Commission: https://rn.ftc.gov/pls/dod/...$.startup?Z_ORG_CODE=PU01
• Better Business Bureau: http://complaint.bbb.org/
• Better Business Bureau of Middle Tennessee: http://www.gobbb.org/compla...
• Department of Commerce and Insurance: http://www.tennessee.gov/co...

References:
1 http://170.142.31.248/Selec... in the owner name box type McConnell
2 http://170.142.31.248/Selec... in the owner name box type Girsky
3 http://www.tennesseeanytime...
4 http://www.stormpay.com/sto...
5 http://dictionary.lp.findla...
6 http://www.mtgmortgages.com...
7 http://www.sanderco.com/Glo...
8 http://170.142.31.248/Selec... in the address box type Golf Club; Scroll down to McConnell

Part 2:

According to findlaw’s online dictionary5, a third party is “a person other than the principals.” Similar definitions found on the net include “A general term that includes anyone not a party to a contract, agreement, instrument, etc.,6” and “Persons who are not parties to a contract which affects an interest they have in the object of the contract.7”

Thus, to the average consumer interested in StormPay’s services, there is an apparent advantage in becoming NetIBA certified. Granted, it costs $19.95 to certify an email address for one year. Moreover, "NetIBA specifically disclaims any warranty . . . v) that the security methods used in providing services will be sufficient, or (vi) regarding correctness, accuracy or reliability of software, hardware, internet connections, or data of NetIBA." However, when you join NetIBA, you are “automatically enrolled in NetIBA's affiliate program. When you refer others to NetIBA you receive $5 for every sale you refer!” NetIBA also proudly displays their own logo (have they certified themselves?). Despite being NetIBA certified, StormPay no longer displays the NetIBA logo.

The NetIBA logo disappeared from StormPay’s website not long after it was discovered and posted in multiple forums that StormPay and NetIBA were deceiving people. It turns out that Mr. John R. McConnell, Jr. is the registered agent, the principal officer, and the customer service contact of NetIBA. The Better Business Bureau registered NetIBA’s office at 2115 Ashland City Road, Clarksville, TN, 37043. However, performing a reverse search at http://www.whitepages.com on NetIBA’s contact number, (931) 905-0112, shows their address as being 1690 Golf Club Lane, Clarksville, TN 37043 – the same address as StormPay!

Furthermore, according to the Tennessee Property Data, the owner of 1690 Golf Club Lane is John R. McConnell, Jr.8 (Also interesting, while not illegal, is that John R. McConnell, Jr. and Steven Girsky are neighbors. According to Google maps, they live 168 ft, or 4 seconds, apart.)

So this means that StormPay:
1) Deceives people into thinking that StormPay is certified by a third party validation service (when StormPay is really certifying itself).
2) Deceives customers into believing they are being certified by a third party (which NetIBA obviously is not) - which basically means StormPay thinks you are more trust worthy if you pay them more money (but you’re less trustworthy if you deposit more money).
3) Encourages customers to pay them (in the guise of NetIBA) $19.95 a year so that customers are not charged as much anytime customers receive money.
4) Only provides purchaser protection when customers use a vendor that is NetIBA certified and advertising for NetIBA, “The vendor you transacted with must display their NetIBA (http://www.netiba.com) certification on their website or auction listing.”
5) Deceives customers into paying $19.95 a year so that customers have the opportunity to make more money in the Stormclix program. Since StormPay also has a referral (affiliate) program, is this some type of pyramid/ponzi scheme?

In addition, StormPay blatantly approves a ponzi scheme as seen on this website: http://www.asseenon-tv.com/... The first paragraph says, “Make 31,250 Cash in 60 Days with StormPay Guaranteed!” This website also displays the NetIBA validation logo. Although I have heard rumors that StormPay owns this site, I do not have any proof of that.

Other actions by StormPay, while questionable, may be legal. For example, StormPay tried to become a monopoly by sending out an email, stating that they were changing their TOS so that program owners using StormPay could not use any other payment processor. The program owner then had to “choose” whether to stop doing business with all payment processors except StormPay or to stop doing business with StormPay. I am not familiar with the monopoly laws, so this may be legal. However, StormPay is not consistent with this policy. StormPay continues to let StudioTraffic (http://www.studiotraffic.com) use multiple payment processors:

From StudioTraffic’s website:

"StudioPay is our in-house payment processor. All StudioTraffic earnings must first be withdrawn to your StudioPay account, and then sent to you via your choice of payment processors, including check, electronic bank transfer, E-gold, StormPay, and many more." (http://www.studiotraffic.co...)

"When you upgrade with PayPal or with a Credit Card, you will be contacted by one of our authorized third-party resellers to complete the transaction." (http://www.studiotraffic.co...)

I sent the following letter to multiple government agencies and news media (see the ccs in the letter). I realize that most of this information has already been posted on various forums(mostly by me) but my goal is to get the government investigating them and the news media to pay attention!

Here is part 1:

March 15, 2006

Commissioner for Securities
State of Tennessee,
Department of Commerce and Insurance
enforcement@sec.gov

To Whom It May Concern:

Subject: StormPay, Inc. and John R. McConnell, Jr. in violation of Cease and Desist Order, File No.: 03-020, Dated August 7, 2003; http://www.state.tn.us/comm...

Mr. John R. McConnell, Jr., residing at 4975 Shadowbend Cr., Clarksville, TN 370431 is the registered agent of StormPay, according to the Tennessee Secretary of State Business Search, http://www.tennesseeanytime... Mr. Steven C. Girsky2, residing at 4987 Shadowbend, Clarksville, TN 37043 is the CEO and customer service contact for StormPay. StormPay (http://www.stormpay.com) is located at 1690 Golf Club Lane, Clarksville, TN 370433. Mr. John R. McConnell, Jr. and StormPay, Inc. are in violation of the above-mentioned Cease and Desist order.
In the cease and desist order, Point #5 under the paragraph, “NOW, THEREFORE, in consideration of the foregoing, it is ORDERED that,” states:

"The Respondents shall cease and desist, from and in the state of Tennessee, in the present and future conduct of employing any device, scheme, or artifice to defraud, making any untrue statement of a material fact or omitting to state a material fact necessary in order to make the statements made, in light of the circumstances under which they are made, not misleading, or engaging in any act, practice or course of business which operates or would operate as a fraud or deceit upon any person."

On StormPay’s website, under fees (http://www.stormpay.com/sto...), the following is displayed:

"Receive Payments: Non NetIBA** Certified: 6.9% plus 69 cents; NetIBA** Certified accounts: 2.9% plus 39 cents. **NetIBA – NetIBA is a third-party validation service who validates the identities behind the e-mail address. NetIBA Certification is quick and easy. For more information, click here (link to http://www.netiba.com)." [Bolding is mine]

Under FAQS (https://www.stormpay.com/st...),

"NetIBA Certified:
NetIBA ( http://www.netiba.com) certification is the preferred method for account certification. NetIBA is a third party verification service who verifies the identity behind e-mail addresses, auction usernames, and website domain names. StormPay members who are NetIBA Certified have completed NetIBA’s simple, yet thorough, identity screening process. NetIBA provides a place in their registration application to inform them that you are a StormPay member. Once certification is completed at NetIBA, NetIBA will contact StormPay to upgrade your account status. If NetIBA certified prior to obtaining a StormPay account, please contact us to include your StormPay account ID and NetIBA certification number by selecting the "contact us" link at the bottom of the page. Visit NetIBA at http://www.NetIBA.com NetIBA Certified accounts may deposit up to $2,000.00 with a credit card, or $10,000 with a checking account per rolling* 30 days."

Other benefits of NetIBA certification include, a) customers are allowed to deposit larger sums of money into their accounts, b) purchasing from a NetIBA certified vendor allows customers to utilize the StormPay Purchaser Protection Program4, and c) in the Stormclix program (a paid to click program), customers are able to view all the listings. This means NetIBA certified customers have the ability to make more money than customers that are not NetIBA certified.

Stormpay is in a bunch of hot water with I am sure probably thousands of complaints.

They do ahve a phone number but they will not answer it or return phone calls and will give you lame answers to your email ticket requests for support.

Here is what I found:

They will tell you that 60 days has to go by beofre you can access your money. This is because once the 60 days is up - it is too late for you to notify your bank of the problem.

Goto your bank and tell them that StormPay has initialized an unauthorized transactrion of your account and they will re-issue the funds back to you as long as the date is not more than 60 days old. Otherwise Ia m sure you will get no help and Stormpay will be yet another thief on the net. What goes around comes around and I am sure the owners Karma will have drastic impact on his health someday.

Stormpay stoled me more than 1350 usd .
First they take out from the stormpay debit card 689 usd , and when I maked a complain the held my account!
They said that the problem with the debit card is a problem of a Bank in Canada but they never give me the information of the bank .
How could it be that stormpay don't have a phone number ? I mean I have to had it to could open a accoutn with them.
They give me this e-mail to get in contact after I submit like a 100 tickets:
David Bromberg dbromberg@starprocessing.com
But the guy is another a..hole

Regarding T.M.'s comment drawing a comparison between StormPay and PayPal. According to the lawsuit, "The lawsuit alleges that PayPal violated the federal Electronic Fund Transfer Act ("EFTA"), 15 U.S.C. §§ 1693 et seq., including provisions requiring PayPal to supply customers with information about dispute resolution procedures and to follow certain procedures when investigating complaints of unauthorized or incorrect electronic fund transfers. For example, the lawsuit claims that PayPal did not provide account statements in the manner required by the EFTA. The lawsuit further alleges that PayPal has placed inappropriate restrictions or other limits on customers' accounts and engaged in other improper practices. Based on these practices, the lawsuit asserts claims under California state law for conversion, money had and received, negligence, and violations of consumer protection statutes." This lawsuit ended in a negotiated settlement and PayPal admitted nor was proved guilty of any wrongdoing. My experience with PayPal has been nothing but positive, however, I abide by their Terms and Conditions. Most complaints about PayPal generally are rooted in folks that are playing money games or involved with a Pyramid scheme. MLMs also cannot use PayPal as a way to collect money.

I noted on one of T.M.'s links that this lawfirm also as links directing folks to a "PalPal" alternative. That go to Card Service International (I assume they're an affiliate). Hmmmmm???

Stop StormPay Just Like Paypal Got Stopped

Ok here you go all the info all should need to stop StormPay, The law firm Girard Gibbs & De Bartolomeo LLP specializes in consumer class action lawsuits and securities litigation. They have successfully litigated cases concerning credit card fraud, telecommunications violations, and they were successful in getting an out of court settlement from Payapl for millions and Paypal was doing the same thing freezing funds for no good reason, so this firm is the one to deal with all involved with Stormpay or 12 Daily Pro problems should contact them, there website address is http://www.girardgibbs.com/ you can also see more info on the Payapl suit at the fillowing links http://www.aboutpaypal.org/...
http://www.creditwrench.com...
http://www.settlement4onlin...
http://msnbc.msn.com/id/555...
http://paypalsucks.com/link...
So all that see this should contact Girard Gibbs & De Bartolomeo LLP at there website or call them at 415-981-4800

T.M.

Hi,
I Lost 2300 USD with Stormpay and i filed a complaint against them with ftc and the ftc says that they will not go for individual complaints. So i request all members affected by stormpay scam to file a complaint with http://www.ftc.gov and http://www.ifccfbi.gov against stormpay

This will stack the odds against them and we will get atleast some of our money back that stormpay stole from us.

Storm Pay has turned out to be one the biggest ever scams on the internet. Check it out their Domain is gone! It is reported that they has made off with millions and millions of dollars. In all my years of internet marketing I have never seem such a deceiving, scamming, Mickey Mouse company!! NETIBA is also owned by Storm Pay. What a great way to get rid of all their competition! So watch all you internet marketeers..... hope you didn't lose too much money with Storm Pay. Watch out if you have a bank account or credit card listed with them!!!!

StormPay now DEMANDS that ANY business that wishes to continue to use StormPay must use StormPay ONLY.
No other payment processors are allowed.
Talk about a monopoly.
Well, guess who just closed their StormPay account (took 3 businesses with me). There is no way I will be bullied by any payment processor. Let's not forget whose making money here, it's certainly not the user.

One of our Quikonnex publishers has posted a great review of 12DP at http://quikonnex.com/channe... I think this article says it all.

I have information on 12 Daily Pro, and some other PROVEN money making sites. My e-mail is kwalitycts@yahoo.com

My husband and I are both members of 12DailyPro. My husband for 1.5 months and I for 20 days. We both have been getting paid...I posted an earlier post...but nothing came up...so hopefully this isn't redundant.
The run down with 12DailyPro is this....you give a membership fee to them (any amount you choose) up to $6,000. You aggree to auto surf for 12 consecutive days to other internet business sites. If you surf for those days within the next 5-7 business days, you get your membership fee back plus 44% of your total investment. For example: membership fee of $1,000 surf for 12 days...get paid $1,444.
It is definantly a high risk venture...but for us and several friends that have been members for several months...it is paying. High risk means it could disappear tomorrow so don't invest anything you aren't willing to lose. If you want more info, I'd be happy to share. Luvmygnos@yahoo.com

would also like some more info on the 12DailyPro business.

Hi
I've been receiving emails from an unknown source about a scheme whereby one places $20 in a StormPay account. One is supposedly capable of making $30,000 after the initial investment. From the StormPay a/c, $10 goes to a person at the top of the list and $10 goes to the company promoting the scheme. They call themselves: AsSeenOn-TV.com. When I checked their website, I couldn't find any information other than a link to StormPay - there is no physical address, phone number etc, and no 'contact us' icon. These people claim that Oprah raved about it on her show, and the Wall Street Journal wrote about it plus 20/20 reported on it. I'd be very interested to know if anybody has had any experience with this scheme. I live in Australia. Thanks!

I have a friend that is going throught Stormpay to be in this web surfing club, 12 Daily Pro...It just seems too good to be true..Anyone know anything about it?

I do not use StormPay but I do use PayPal with no problems. However do be
on the look-out for fraudulent e-mails.
Check that your url is correct in the address and if you do open it up--look for spelling errors. PayPal will always have your name on their mailings. For fraudulent billing-call your credit card company and tell them that you will not accept charges on your card from pay.com or affiliates. Request that they CALL YOU if any charges related to stormpay or "affiliates" attempt to charge your account. You can challenge any charges.

I am interested in purchasing kit car plans how ever they use pay igagency
for the billing service it is suposed to be a one of charge i have emailed this company many times with no responce can any body advise me of this company or if anybody has had dealings with them

Oh, I forgot to mention that it was billed by PAY-QUAD.

On March 25th, my credit card was charged both $1.00 and $34.65. A phony phone #: 1-888-237-4763 was given on my bank statement as well as the letters PH representing, what I assume to be, a state here in the United States. As far as I can remember, I don't recall these two initials representing any state in America. I'm going to cancel my credit card right now!

Wow! My partner takes care of the bills so I never bother to look at my statement. But when he asked me what Pay-comms.com was, I had no idea. It was then I went back through my statements and have so far found the past 3 (at least) have these fraudulent charges on them. I don't understand how since I have never used sotrmpay or whatever. Wish me luck contating my bank about this.

Riley Owens you said it all! The same
thing happend to me! The bank was a great help and did recover some of my
money. I also changed my visa # just to be sure. I didn't sign up for a 1 year membership although I'm out 4 months of $24.95

I was charged by pay-comms.com 3 times in Feb 05, the same as the above. LloydsTSB refunded this immediately. I'm in the UK so this is clearly an international fraud.

I made a one-time payment to a pharmacy service (discounted rates on your prescription meds for those without insurance) with an option to cancel if I wasn't satisfied. I attempted to cancel several times without success or response, monthly a charge comes from PAY-ECOM.NET on my card. I've no way to stop them since I cannot gain access to the site and the pharmacy is no longer around. I spoke with my bank and they said I can file a discrepancy to dispute the charges and get them refunded to my account.

I was just scammed.. not Using storm pay for anything. Not even knowing what Storm pay is. I recieved one bill for 2/12 for 1.99 one on 2/14 for 39.95 and one on 2/16 for 49.95. The only time I used this card was for Tax Cut.. Curious if this may have had something to do with it.. But not sure. So I can not accuse.

I never used Stormpay and my credit card has been fraudulently charged by pay-comms.com anyway.

:(

I also never used Icon Alert, but I had recently a lot of attacks and spyware activity on my PC.

there ia a charge on my credit card that was not made by me listed : 0304 - $17.94 05415165065006401525215 PAY-SIGMA.COM (206) KN
i have contacted my credit card co and i need that amount refunded back to my credit card and to stop all future billings to my card by you or your system thia charge was no way a purchace made by me so please refunds this back to my creit card i have made my credit card co. aware of these charges hope this matter is resolved with out my legal attroneys having to be involved prompt attention is required ... and from the looks of this fourm there is allot of problems u need to resolve

Publisher Note: Mr. Chapman has confused the reporting of a scam with an idea that the reporter is the scammer. These scams are reported by me when I discover them as a public service and because I got scammed by these guys myself.

I am charged $29.98 each month on my charge card and do not know why and want to stop whatever it is. I want to cancel it. And if there is a way to get reimbursed, please let me know how.

What can I do about it?

And how can I avoid such occurence in the future?

I have been scammed in Feb 05
$1,99, then 39,95, then 49,95 by pay-comms.com. I am in Germany. So it is not just US citizens that are scammed

What can Stormpay have to do with it?

How does pay-comms get my cc info?

I think the StormPay system was initially funded via a credit card and this payment processor. The 3rd party company is the guilty party here. But StormPay and NoBSZone's lack of response to this criminal act is what really surprises me.

Jim,

I have an UNVERIFIED StormPay account and this is the kind of crap that has kept me from verifiying my account. Both StormPay and PayPal are jist a bit too nosy about my personal information for my tastes. There has to be a way for them to provide basic payment processing without needing more than just banking account information. Why do they need me to have a charge card? so they can scam me? Looks that way, doesn't it?