I am outraged by the response of the main stream media’s to Michael Moore's movie SICKO. Who’s side are they on? American are facing all kinds of attacks to their well being. Credit Card Debt brought on by Medical Bills, Loss Jobs, Inflation, Gas Prices and on, and on.

This is the beginning of an article that helps to make my point. Click here for the full report.

More than a year after a change in the law sharply reduced personal bankruptcies, the number of Hoosiers filing for bankruptcy is on the rise again. Although the number of filings is still about half the level seen before the bankruptcy law was toughened in 2005, attorneys say credit-card debt and adjustable-rate mortgages are driving more people into bankruptcy.

Southern and Central Indiana residents filed 7,694 bankruptcy petitions with the U.S. Bankruptcy Court of the Southern District of Indiana from Jan. 1 to June 7.

That's an increase of almost 70 percent from a year ago, when there were 4,570 filings. But the 2006 figures might have been artificially low, experts say, because people who would have filed in early 2006 had rushed to file in 2005 while more lenient rules were still in place.

Before the law changed in October 2005, the number of filings in the Southern District averaged 14,775 from Jan. 1 to June 7 of that year.

Twas the night before considering Bankruptcy Court, when all through the house not a creature was stirring not even a mouse. The chimney with care stacked the bills. In hopes that the right decision was made there.

Our children were nestled all snug in their beds. While visions of college and inheritance danced in their heads.
And mama in her kerchief, and I in my cap, had just settled our
financial fears for a long winters nap.

When out on the lawn there arose such a clatter, I sprang from the bed to see what was the matter. Away to the window I flew like a flash. Tore open the shutters and threw open the sash.

The moon on the breast of new fallen debt, gave the luster of mid-day snow skepticism of credit card debt relief-- without bankruptcy that lay just below. When to my wondering eyes should appear, but a black carpet and eight big debt lies came near.

With a little old law, so few know—called the "Fair Trade and Lending Act", so lively and quick. More rapid than eagles it can eliminate debt with courses of answers. The laws whistle, and shout, and can be called by name. Just visit Credit Card Rest In Peace for all the right, legal, moral and ethical ways, that is right at your fingertips today!

Not Debt Consolidation, not Debt Settlement, no need for Consumer Credit Counseling or Arbitration! No Bankruptcy. No more Credit Card Debt—just an end to all your financial nightmares, once and for all.
To the top of the dreams, visions and destiny—Our Credit Card Debt was dashed away all!

As dry leaves that before the wild hurricane of debt flew, there was no longer a mounting credit card debt to keep us awake another cold winters night. So up on the housetop these "Dreaded Debt Lies" of Debt Consolidation, Settlement, Arbitration or Consumer Credit Counseling mounted the sky. The mere thought of Bankruptcy became a vision of thoughts of the past, as we now had real answers to have "Credit Card Debt" Dash away! Dash away! DASH AWAY ALL!

As my "Credit Card Debt" flew away into the night and of "Holidays Gone Past" I could be heard as my fears drove out of sight, Thank you, thank you Credit Card Rest In Peacefor the real answers you gave my family for financial freedom and a good night's sleep to all, and to all a 2007 Credit Card Debt Free America!!!
[Read More!]

Here’s The Alternative For American Families Attempting To Conquer Debt Obesity Without The Concerns And Scams Behind: DEBT CONSOLIDATION, DEBT SETTLEMENT, ARBITRATION OR CREDIT CONSUMER COUNSELING AND THEIR DECEITFUL BUSINESS PRACTICES!

Here’s a website you’ll be glad you checked out www.creditcardrip.com where you get REAL ANSWERS, on how to read, “ between the lines and the lies”. You will learn how to put the law to work for you, and eliminate----Yes, zero-out, all or most of your bankcard debt!

We’ll show you how to utilize the “TRUTH IN LENDING LAW” and end the world of spiraling credit card poverty forced upon you by the unregulated Credit Card industry. You owe it to yourself to learn how the Credit Card Companies have planned to continue to thrust you and your family into deeper debt.

This past year alone, the Credit Card Companies, have begun doubling minimum payments and have outrageously increased late fees and interest payments. And that’s only the obvious information; American consumers are becoming aware of regarding Credit Card Companies, their continued corruption! You’ll be amazed, at how much you will learn by visiting our website www.creditcardrip.com you won’t want to delay after visiting our site, to begin to empower your financial future. We will show you how to take charge of your life and your credit score.

You owe it to yourself and your family to check us out. We’ve helped over 8000 families to date! Not to mention, we guarantee to eliminate a minimum of 75% of your debt and in most cases eliminate it in entirely! Don’t take our word for it---just look at what our satisfied customers are saying!

Our firm will show you the depth and verifiable and undisputable laws that will allow you to understand and most of all--- walk away from your credit card debts by starting today, you can become bankcard debt free in 2007. It will be a great New Year’s present for you, and your family.

Don’t compromise! Show the credit card companies they, “forgot” to read the fine print! Start today, before they change the laws again, or allow this unregulated industry to drag you to your grave! Visit us at www.creditcardrip.com

[Read More!]

Credit Cardholders Online Training Webinar Series -- October 25, 2006 At 9 PM EST

Website: at VoIP Conference Room

What happens when the credit card industry writes the laws? According to judges, it’s called anarchy. See this article. Credit cards are the modern tool of empire building, instead of guns. The more we use our credit cards, the more power we give our credit cards.
[Read More!]

Class action against MBNA certified for breach of contract, fraud, and other claims. FIRST USA settles for $84.9 million in a class action suits over charges that the bank had illegally hiked interest rates on consumers. Fleet Boston loses case over violations of Truth in Lending. Next Card gets closed by the Office of Comptroller of the Currency. There are many more cases that show a steady pattern of abuse of customers.

On 17 May 2005 there was a US Senate Bank Committee Hearing on Abusive Credit Card Practices. Link to full hearing, download PIRG’s testimony, download Credit Card Reform Platform released at hearing by PIRG.

In this session MBNA's General Counsel testified that MBNA does not use "universal default", while there were simultaneously many complaints from cardholders to the contrary on many consumer websites claiming the very tings that describe universal default.

What has Congress done since then? NOTHING!!! What is the answer? Don’t use credit cards folks! Don’t make yourself vulnerable to these oppressors. Proverbs 22:7 is holding true even now.
[Read More!]