I hope you have read my previous posting so that you realize I am interested in providing answers. With that being said, I urge you to read the review of Aaron Russo’s Film which just premiered in several major cities. It’ a film I will not miss when it come to a theater near me.
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I pull this article so that you can read the problems some citizens in debt are having and to read the solutions offered. Almost universally the solution come from a Certified Financial Expert/Planner. These professionals more often then not have College Degrees MA or PhD’s and are licensed the State.

AND there in lies the problem. [Read More!]

Been there. Done that. Hate to admit it, even hid the department store bags!

Alas, I found away to solve my hidden woes of credit card blues.

I was able to eliminate, cancel—completely terminate my entire credit card debt. Yes, you can legally zero-out your bank card balances and save your credit score. A bad credit score that could run havoc on your life, devastate your financial future or cause troubled waters in that serious relationship of yours-- on the home front! It could even cost you, that new job; you’ve been working so hard for. It can even stop you from buying that home or new car you’ve been dreaming of. Bet you can’t imagine, just how harmful a bad credit rating can be-- due to credit card debt? It can certainly be a girl’s worst enemy. Just remember, it can cause years of distress. A real bad partner to be in bed with and a nightmare to boot!

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Americans deep in Credit Card Debt are starting Home Bases Businesses. This trend has been growing and is one of the best way to gain Financial Freedom. My guest CJ Boston and I will discuss the ins and out, ups and downs of working from home on the internet. A old strategy that is working out very well is to gather with a small group that shares their knowledge and resources. You avoid many mistakes, it's cost effective and you move to profit at your own pace. Join in the conversation. [Read More!]

Peakperformance Ken has taught Navy Medicine for 30 years. He is familiar with traditional medicine and he has learned of new scientific applications and solutions for helping us get: more strength, stamina, better sleep, less pain and other amazing biologic actions... Come join our healing discussion.
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It is hard to find the breath of Freedom at the beginning of the 21st Century. Beyond the issue of Credit Card Debt, we are facing corruption at a national and international landscape, People it looks like dire times ahead. I am not talking to those who see events through rose-colored glass. Be happy and I hope you are making happy with your friend. Just be careful when you do go shopping for the holidays with your Credit Cards.
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This article ends with the following paragraph and I could not agree more..
"You can do this! You have the power to make wise choices and be financially free. It will require discipline, as well as willingness to examine and change spending habits. The good news is that regardless of where you are at, you can chart a course to be free from credit card debt."

With that said, the journey to financial freedom start with education. There is so much to learn but done use that as an excuse. We are talking about the core of your physical and spiritual life. If you don't control your freedom then choices are made for you that control your very being or existence.

For the last 6 years graduates of NAES (North American Educational Service) have been educating Americans to stop pay their Credit Card Bills. Client have eliminated over $145 million “Credit Card Debt”. On an average of a 12-18 months the debt is gone. Can you image the relief!

They have been asking the Credit Card Companies this very simple question ”Show us the Money”. To be more accurate, prove to me, that I have a loan with you. They are exercising their right initiate billing errors dispute as per the Truth in Lending Act, Amendments
Fair Credit Billing Act 15 USC 1601.

We urge you to visit Credit Card RIP Follow the guide through the Law, Frequently Asked Questions, Testimonial and more. I urge you to listen to the 25 minute detailed overview. Take action and don't feed into feeling powerless. "If You Don't Know Your Rights ...You have none!"


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What where they thinking when they stated that cardholders would need to double the monthly payment up to maybe 4% from 1 1/2%...Cardholders had the opportunity run out and make those purchases that would tranform their lives to the lifestyle of the "rich and famous" financed through the minimun payments on their credit card. So what the debt equaled or exceeded monthly incomes or even annual incomes several times over.

Then the lanscape changed. For the last 20 years American saw their jobs go off shore, their salaries frozen,inflation grow, medical coverage lost resulting in stress and illness. So you got sick! Luckly you had those credit card to pay for medicine and medical care. But how long did that last? Then came 9-11. Well you know, you experienced it.

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Many of us might know that making one extra payment a year will shorten the period and save you a bundle. This is more then that. It employees traditional lending products coupled with a sophisticated software program. It can also be pay down other high interest debts like Credit Card Debt. You are welcome to listen to the interview. [Read More!]

Credit card debt is a problem that is sweeping the country. Studies have shown that there are over 640 million credit cards in circulation which account for somewhere in the ballpark of 1.5 trillion dollars in consumer spending. Recent studies have shown that the average American family has around 8000 dollars in credit card debt, and over 115 million Americans carry a monthly credit card balance. The average credit card debt has more then doubled over the past ten years. [Read More!]

By working effectively together your situation will be worked out........

We are someone you can trust with your finamce, someone who has your best interest in mind and possesses the competencies and expertise to assist you eliminating your credit card debt. [Read More!]

Some day, soon I hope, I'll have hundreds of readers coming to this Eliminate Credit Card Debt Channel. They will see the many articles that I posted about Consolidation, Credit Card Counseling, Bankruptcy and other Debt Elimination Strategies.

I hope that you will realize that all of the articles I reference amount to more than hand wrenching, and despair at a stressful bad financial condition.

Before I get to my opinions and views there is a group...THE BAD Guys. They have a serious effect on us all. They frame the entire conversation. Have you guessed who THE BAD GUYS are? It's the Banks.

Most consumers with or without knowledge of the truth un-wiltingly passing the lies they learned in school and re-enforced in their careers. The Banks will not admit the truth, which is that they have all the hard assets and we exchange with each other their notes as payment for our labor.

While we still can, we need to take every opportunity to assert the law and our rights! The education available on our website regarding Credit Card Debt is the Beginning!
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Guest, Douglas Middleton tells our listeners how the North American Educational Service was able to eliminate his Credit Card Debt without Consolidation, Credit Card Counseling or Bankruptcy. He was so impressed with the professionalism of the program that he became an agent and went on to become the NAES Sales Manager.
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Equifax, Experian and Transunion made up the Credit Reporting Industry. In a recent study released it was revealed that 25 percent of the credit reports surveyed had errors and grievous misinformation that were serious enough to cause consumers to be denied credit. Consumers are looking for help to improve their credit scores as a result of errors, misinformation identity theft and because the credit score has become so important in our lives. An industry has risen up to help consumer.
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Using credit cards to pay for health care is a risky solution

By Barbara McKee

Tribune Columnist

September 5, 2006

Credit cards. The very words conjure feelings of anxiety, guilt and remorse.
It used to be a luxury to have a credit card. Now it seems to be a life raft to many Americans who are trying to stay afloat until the next paycheck.

I have four credit cards I have paid off at least three times in the last six years, promising myself to live on a cash-only basis. But I pull them out when I have to buy something that can't wait until payday
Click here for the Article. [Read More!]