Isn't that interesteing... and doesn't it make all the sense in the world? If you are carrying 10 or more credit cards in your wallet than studies show that you are carry higher that average credit card debt.
Other Findings

• 51% of Americans who have established credit own two credit cards, up from 49% in 2004.
  


• The average American holds four credit cards, up from 3.2 in 2004.
  


• The average credit score nationally dropped to 674, from 678 in 2004.
  


• The average score for those who use at least 50% of their credit rose to 645 from 631 in 2004.
  


• Fewer Americans -- 14% -- are using 50% or more of their available credit than in 2004, when 16% did. These high users have credit scores about 30 points below the national average.
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