American Families are forced to borrow to survive by charging emergency and basic medical needs, co-pays and uncovered procedures to cover escalating health care costs for those insured---or not on their credit cards.

Newport Beach, CA---As a country, the American people spend nearly 90 cents of every healthcare dollar on the last year of a person’s life. This is not the just the elderly, families faced with children born with birth defects or accident victims. The high cost of basic medical care has become a luxury in this free society we pride ourselves of living in---as we secretly close our doors and are afraid to open our credit card bills and be forced to acknowledge our credit card dependency.
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