As you know we are frequently told by one and all, that we are a "Nation of Laws", we nod and go on about our daily lives, trying to earn a living. But in our quiet moment of introspective thought, we realize we are a nation of power in the hands of "Banks, Oil Interest and Others". We, the American People don't seem to have much of a, "Life, Liberty or Happiness." Do we?

Please read the article By JOE LEE and THOMAS PARRISH. Lee is a federal bankruptcy judge in Kentucky and Thomas Parrish is the author of "Roosevelt and Marshall." This article originally appeared in The New York Times from Jan. 20, 2007, 8:42PM "Dazed And In Debt In The Credit Card Maze".

In this Article you will find the following statement, "So the lending goes on. People classed as the "working poor," now beginning to be tapped by the credit card vendors, no doubt constitute a rich supply of coveted potential revolvers — fresh customers for the banks to draw into the credit maze, with its minimums and its unending late fees. In signing the 2005 act, President Bush declared that it would make more credit available to poor people. Unquestionably so. And 30 percent interest was just what they needed, wasn't it?"