By William Thomas Click here for the Article.

According to the US Census Bureau, some 35 million miserable Americans spent last year experiencing poverty. [Read More!]

By BOB KERR The Providence Journal 28-FEB-06

PROVIDENCE, R.I. -- Walter Soehnge is a retired Texas schoolteacher who traveled north with his wife, Deana, saw summer change to fall in Rhode Island and decided this was a place to stay for a while. So the Soehnges live in Scituate now and Walter sometimes has breakfast at the Gentleman Farmer in Scituate Village, where he has passed the test and become a regular despite an accent that is definitely not local. [Read More!]

In a generational shift, Americans have come to accept big credit-card balances as inevitable. First of two parts.
By Stacy A. Teicher | Staff writer of The Christian Science Monitor

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By Kathy Chu, USA TODAY

A new Federal Reserve report that finds little evidence that card issuers are offering credit to consumers "indiscriminately" has triggered criticism from consumer groups, who say the report is unduly protective of banks.

In its report, the Fed wrote that "as a matter of industry practice ... card issuers do not solicit customers or extend credit to them indiscriminately" without assessing their ability to repay.
The report noted that even though 71% of households had credit cards in 2004, the portion of household income that goes toward required payments on all types of consumer debt

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