Business & Technology | Personal Finance
By PATRICIA SABATINI

A new report on credit card debt accuses card issuers of pushing consumers to borrow beyond their means and calls for new regulations to end the most abusive industry practices.

The report, released by the National Consumer Law Center in Boston, says the industry's tactics are particularly devastating to older Americans who have fewer resources to dig themselves out of a hole. [Read More!]

July 27th 2006

You've probably heard that debt consolidation can help you get control of your money and reduce your overall debt. And you probably know that you can finance it yourself, without using a professional debt consolidation company. But is that the right move for you? That depends on your personal situation, but, in most cases, it's a smart choice if: you have equity in your home
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By Curtis Arnold, CardRatings.com Founder

Credit cards geared toward students often come with high interest rates and other unfavorable terms. This is largely because students usually have limited credit histories and also due to the fact that students have a higher default rate than other age groups. In spite of these facts, however, students should not settle for the "first offer that comes their way". Remember, there is keen competition among student card issuers and use this to your advantage. Compare offers by reading terms and conditions carefully and choose the best offer!
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